PRIVATE MONEY LENDING
Creative private funding solutions, helping our borrowers
Fix and Flip with short-term financing at the ready
Oak Tree Realty and Mortgage provides fast and reliable fix and flip loans for both the purchase and rehab of investment properties.
We may close in as quick as 10 days
No need to use your own funds, we offer up to 90 LTC
Maximize your returns with our competitive rates.
Oak Tree's fix and flip loans allow you to free up your own capital by leveraging ours and we close as fast as possible.
Fast Funding for real estate investments
Oak Tree Makes Ground Up Construction Loans Easy
Oak Tree Realty and Mortgage Ground up loans provide you with a reliable funding source for you to build 1 -4 unit homes.
Our experienced staff works with you to support your individual needs for every unique project
For Builders & Developers
We have a common sense approach. We can offer our borrowers up to 85% LTC and permits are not required to fund.
Along with competitive rates for you to build 1-4 unit homes, our underwriting is as simple as underwriting a fix and flip
Single Asset Rental Property Loans
Easy funding for all of your rental property projects
Want to finance a new purchase, refinance a property, or free up cash in your rental portfolio? Oak Tree makes rental financing easy with our advanced online platform and flexible loan options.
Fast and Simple Process
Flexibility and Support
Maximize your returns with robust capital, high leverage, competitive rates and a variety of loan options
Forget searching for paystubs and old W2s
A variety of loan options and dedicated to will help maximize your ROI
Oak Tree's rental investment loans
Purchase, Rate and Term, and Cash-out Refinance options are available for single-family rental (SFR), PUDs, and 2-4 units.
Oak Tree Makes Multiple Asset Portfolio Rental Loans Easy
Partner with trusted experts to craft a rental portfolio loan as unique as your investment strategy. Save time, money and headaches - so you can focus on scaling your portfolio with confidence.
Rental portfolio loans built for investors
Once you’ve acquired 5+ rental properties, it’s time to start thinking about them as a portfolio instead of individual units. By aggregating all of your properties under a single portfolio umbrella, you’ll see benefits across the board.
Widest range of terms and options
5, 10, and 30-year term, fixed rate or hybrid ARMs, partial IO available, non-recourse.
Ultra competitive rates and leverage
Borrower-friendly rates and full leverage available 90 days post purchase with no further rent roll seasoning required.
Fund portfolios of all shapes and sizes
By funding portfolios of $150K to over $50MM, we accommodate all real estate investors, from “mom-and-pop” investors that own fewer than 5 properties to institutional buyers with 500+ property portfolios.
Foreclosure Bailout Loans
Foreclosure Bailout Refinances are based on the value of your home
No Credit Required
We don't have a minimum credit score required. We do "pull" your credit but your score is not a factor in obtaining a loan.
* we use a "soft" pull so it has no effect on your credit score
Employment Not Verified
We do need a place of employment but we don't call or mail to verify your employment.
Income Not Verified
We do need you to provide your monthly income but we don't require any documentataion to prove it.
Oak Tree Makes Funding Multifamily Loans Easy
Multifamily term loans provides you with a reliable funding for landlords, multifamily investors and property managers looking for long term financing for properties with 5 to 8 units.
Attractive alternative to traditional banks
Competitive rates 30-45 day closing timelines and easy seasoning requirements.
Funding for Mixed Use and Single Properties
We fund residential properties with commercial units if the residential square footage is greater than 50% of the leasable area. You can combine multifamily term properties into portfolios with single property rentals and other multifamily properties.
Common Sense Underwriting
No tax returns or borrower income information required, up to 70% LTV with cashout, easy step down prepayment penalty options..