What are Non-Qualified Loans

When it comes to construction financing, a quick closing can mean the difference between a profitable project built on time and under budget or another lost opportunity. Given the risk that comes with rapidly changing market conditions, The Oak Tree's deal certainty can be a game changer for the experienced builder. While banks are still in loan committee, we have investors that understand construction borrowers and can make fast decisions and provide competitive rates. The Oak Tree delivers excellent service and products whether it's our foreclosure bailout loans or Full document "A" paper loan products, we deliver!


Construction Loan Program Details

Borrowing entities and credit requirements

  • Owner, builder, spec or custom home construction

  • Individuals, corporations, LLCs, partnerships, trusts, estates, international investors, etc.

  • Combine multiple borrowers or multiple entities in a single transaction

  • SFG’s decisions are based on the quality of the project

  • Ground-up or broken priority

Property types and requirements

  • Spec residential – attached, detached, in-fill, high end fix & flips, multi-family

  • Commercial projects can include acquisition financing and asset repositioning

  • Ground-up or construction completion… and we can finance the acquisition, too

Realistic construction periods

  • Up to 24 months, or more, depending upon the scope of the project

  • Can accommodate multiple phases and sensible, market driven partial releases